Single property
Finance for your first investment property, structured with the tax treatment and cash-flow position in mind from day one.
Lending · Investment property
Investment property finance works best when the lending strategy and the tax strategy are built together. Investment loans Canberra investors arrange through Numbers & Sense benefit from a single practice that handles both.
When your accountant and your broker are the same team, the lending structure can reflect your actual tax position — not just an estimate assembled at application time. Loan structure, interest deductibility, cash-flow timing and the interaction with your other entities are considered from the start.
For Canberra investors adding a second or third property, or those purchasing interstate, investment loans Canberra clients arrange through our practice come with the context that a standalone broker would need weeks to gather.
We compare options across a panel of over 30 lenders, including those experienced with investment property, self-employed borrowers and portfolio structures. Every recommendation is presented alongside the accounting implications, so you see the whole picture before committing.
How we help
Finance for your first investment property, structured with the tax treatment and cash-flow position in mind from day one.
Multiple properties across lenders, with cross-collateralisation, equity access and serviceability considered as a group.
Loan structure coordinated with your accountant so interest deductibility, offset accounts and entity ownership are clean from the start.
Canberra-based investors buying in Sydney, Melbourne or regional markets, with lender selection that suits the property and the borrower.
A broker who doesn't see your tax return until application day can recommend a loan. A broker who already prepared your tax return can recommend a strategy.
That distinction matters most for investment loans Canberra professionals hold across multiple entities — trusts, companies, personal names — where the lending structure has direct tax consequences that outlast the interest rate.
For owner-occupier lending, see home loans. To review existing investment finance, see refinancing. For the tax side of property investment, see our property investor tax guide.
Frequently asked
Yes. Many of our Canberra clients invest interstate. We arrange finance with lenders comfortable with the property location and the borrower's income structure.
Interest deductibility, offset account placement, and which entity holds the loan all have tax implications. Because we handle both sides, we coordinate these from the start rather than correcting them later.
We structure the lending to be tax-effective. Your accountant — within the same practice — ensures the deductions are claimed correctly and the cash-flow impact is understood before you commit.
Yes. We assess available equity, recommend the most appropriate access method, and coordinate the security structure across lenders where needed.
A clear next step
A short conversation to understand your position and what lending options suit.
Ready when you are
Tell us what you need and we'll point you to the right person. We reply within one business day.